Chuck Thornton has more than 43 years of experience in the insurance industry. Chuck specializes in alternative medical solutions for group health and employee benefits. He works with company owners, administrators and managers helping them assess and determine the best plan of action for their group medical, life and dental benefits.
Critical illness insurance policy pays a lump sum benefit amount when a critical illness such as cancer, heart attack or stroke is diagnosed. The lump sum money is paid directly to you and you decide on how to spend the lump sum benefit.
Accident insurance covers expenses incurred as the result of personal injury from an accident. The type of medical issues that can be covered are physician’s fees, surgery, x-rays, ambulance, and hospital benefits.