Insurance Products for Individuals

Individual and Family Insurance Plans: affordable health insurance plans for you and your family to best meet your personal and financial needs.

Define Benefit Plans

Alternative insurance plan that helps individuals take control of their personal health insurance needs and financial health by not forcing you to buy coverages that you do not want.

Critical Illness

Critical illness insurance policy pays a lump sum benefit amount when a critical illness such as cancer, heart attack or stroke is diagnosed. The lump sum money is paid directly to you and you decide on how to spend the lump sum benefit.

24 Hour Accident Expense

Accident insurance covers expenses incurred as the result of personal injury from an accident. The type of medical issues that can be covered are physician’s fees, surgery, x-rays, ambulance, and hospital benefit.